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Debt

Are struggling with debt listed below are some of the organisations who offer free advice


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Worried about your finances?  Are you in debt? Why not take the Money Made Clear (provided by the Financial Services Authority FSA) confidential debt test which can offer some useful advice on what you should do next.
 
National Debtline
This is a free, confidential service that gives independent advice about coping with debt. You can get information online or call the helpline (9.00 am to 9.00 pm Monday to Friday, 9.30 am to 1.00 pm Saturday) Freephone 0808 808 4000

Citizens Advice Bureau (CAB)
The CAB offers free, confidential advice face-to-face or by phone. Most CABs also offer home visits and some give email advice.

Consumer Credit Counselling Service (CCCS) - Offers free counselling on personal budgeting and advice about using credit. You can call their helpline free on 0800 138 1111 (8.00 am to 8.00 pm, Monday to Friday) Community Legal Service (CLS) Direct.

Community Legal Service (CLS) Direct
CLS Direct offers free information about legal problems and can put you in touch with local advisers. You can get information online or call the helpline on 0845 345 4345 (9.00 am to 5.00 pm, Monday to Friday).