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Summary of Changes
| | Number of years paying contributions to quality for full basic State Pension | Contributions permitted to make up for years not worked
| Home Responsibilities Protection system
| Current situation
| 39 years for women
44 years for men
| Voluntary contributions or Class 3 National Insurance contributions can be made up back to 1996. This is restricted to nine years which must be claimed within six years
| A claim may be made for children under 16 or a sick or disabled person, but 20 years' in work are still needed to qualify for the full basic State Pension
| Situation in 2009
| | Contributions can be made up for maximum of the six previous years
| | Situation from 6 April 2010
| 30 years for both women and men
| | The Home Responsibilities Protection system will be replaced by a system of credits for parents and carers hat will count towards State Pension entitlement
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Please Note: The information provided is only an overview of the regulations at the date of publication, and no action should be taken without consulting the detailed legislation or seeking professional advice. Therefore no responsibility for loss occasioned by any person acting or refraining from action as a result of the material can be accepted by the authors or the firm.
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