Buy from a Reputable Dealer - If possible try to buy from a dealer who has a good reputation as this is your safest option, although they will be more expensive than a private seller they do offer peace of mind. Where as buying privately, if the car turns out to be stolen, you could lose both the car and your money.
Take a Test Drive – Always take a test drive. Take the car on a variety of roads even motorways for at least 30 minutes. Check that the car has a valid road tax disc and an MOT certificate (especially if buying privately) and that you are properly insured. As the person who is driving the car is responsible for making sure that it can be used on the road legally. If they do not offer a test drive then ask for one.
Be Prepared to Travel – Sometimes you can get a better buy if you travel so it is worth checking for cars that are for sale further away. By looking further afield you may just get the car you’ve been looking for that you haven’t been able to find locally or you may just bag yourself a bargain and save serious money.
Look out For Traders - Be aware of traders masquerading as a private seller, they usually advertise in the classified motoring section. One way of checking if they are, is, when you call simply say that you are calling about the car because a genuine private seller will know exactly which car you are calling about.
Take a Friend - If you can take someone along they will not be emotionally involved as you and they can help keep you within your budget and be the levelled headed one and not let their heart rule their head. Two pairs of eyes are better than one. They can also be your backup which puts you in a stronger position to do a deal.
Know what your Part Exchange is Worth - Don’t expect miracles - the dealer should give you trade value for your car. However, if you do your research you should be able to improve the price by showing some knowledge. By doing some research you will also know if your car is better sold privately or not. Part exchanging is a lot easier and more convenient and if it is only a couple of hundred pounds difference - it’s probably worth it!
Don’t Buy in the Wet – Avoid looking at cars in the wet and at night as this can hide a multitude of sins. Arrange to view the cars at the sellers home if buying privately and check that the documents have the same address, never allow a seller to bring the car to you or to meet you at a designated point. Also be aware of mobile only numbers and advertisements that specifying a time to call they could be operating out of a telephone box.
Get the Car Inspected - Unless you know what you are doing always consider getting the car inspected by a professional, this will be the best bit of money you will spend. The results will help you choose whether you should buy the car, re-negotiate on the price or just walk away. If the seller is against an independent inspection then don’t waste your time.
Have the Cars History Checked - Always have the history of the car checked out by having an HPI. This will tell you if the car has any outstanding finance on it or if it has been written off by the insurance company or even if it is stolen. Never hand any money over until you have had the car checked first (apart from a small deposit at the beginning of the negotiations).