Used Car Warranties

As you might not be sure of a vehicles history before you bought it, a way to try and reduce this risk if anything does goes wrong is to buy a warranty. These are available from main dealers or from warranty specialists.  If you purchase your warranty direct from a warranty company instead of through a car dealer or warranty broker you can usually save money.

By taking out mechanical breakdown insurance (MBI) policy on your used car, you will have reassurance, if you have any mechanical problems then you will be covered.  However, the older the car, the greater the number of exclusions it will have.  Depending on how old and how many miles your car has done can mean that it is too expensive for you to buy a warranty and that it is cheaper for you to take your chances on repair costs.

It is a good idea if you are buying a car privately to get an engineer's report carried out as part of your purchase, and keep it somewhere safe. If there is a dispute over a warranty claim, you can prove that the car was not faulty at the time of inspection. Some companies will impose an excess charge on payouts. There might also be 'betterment' charges: if the warranty work means the car is worth more as a result, you will have to pay for that difference in value.
To ensure that you keep your warranty valid you must read the terms and conditions very carefully, they usually require you to have your car serviced at recommended intervals.  It is important to keep all receipts, records and service book to show that the car has been properly looked after. Be aware that the fitting of non-standard items and any modifications to your car can invalidate your warranty. Certain types of usage may also invalidate your warranty as well, such as track days, amateur motor sport, mini-cabbing and driving tuition. Finally, but most importantly, always read the small print.

Click 4 Warranty
Includes protection against both "mechanical breakdown" and "wear and tear" in their policies and will pay toward the cost of repairs if a part fails as a result of “wear and tear”. They also don't increase the premium for high mileage cars and include cover for wear and tear as standard– from day one!

Lady Insure
Have joined forces with the AA and bring to you two vehicle warranty policies that bring you peace of mind with the cover they provide. With a 24 Hour helpline, they will be able to put you in contact with an approved garage In your area.

Surf and Protect
Offer you the driver of both new and used vehicles, with their comprehensive warranty underwritten by AXA Insurance.  

Warranty Direct
Provide Motor Warranty that protects you from the mounting costs of parts and labour due to electrical or mechanical failure, their Warranties also protect you from those unexpected extras.

Warranty Wise
Offer an excellent used car warranty service, underwritten by Lloyds of London, they will provide a hire car in the event of a breakdown.

Warranty Works
Provide policies that cover all eventualities, with a wide range of warranties to suit everyone.